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Mastercard Incorporated stylized as MasterCard from to and mastercard since is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York , United States. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the “Mastercard” brand debit , credit and prepaid cards to make purchases.

Mastercard Worldwide has been a publicly traded company since Prior to its initial public offering , Mastercard Worldwide was a cooperative owned by the more than 25, financial institutions that issue its branded cards. Mastercard, originally known as “Interbank” from to and “Master Charge” from to , [4] was created by an alliance of several regional bankcard associations in response to the BankAmericard issued by Bank of America , which later became the Visa credit card issued by Visa Inc.

Although BankAmericard’s debut in had been a notorious disaster, it began to turn a profit by May One reason for why most banks chose to join forces was that at the time, 15 states prohibited branch banking and required unit banking. In , MasterCard International merged with Europay International , another large credit-card issuer association, of which Eurocard had become a part in This was to suggest a more global scale.

In addition, the company introduced a new corporate logo adding a third circle to the two that had been used in the past the familiar card logo, resembling a Venn diagram , remained unchanged. A new corporate tagline was introduced at the same time: “The Heart of Commerce”.

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